The emergency reserve is a value saved to deal with unforeseen circumstances, such as job loss, health problems or unexpected expenses. Having this reservation prevents a person from having to use loans or credit cards at difficult times. Experts recommend that the reservation be equivalent to at least three to six months of monthly expenses. This value can provide security in unexpected situations. The ideal is to keep this money in easy-to-access and low-risk investments, so it can be used quickly when necessary. Building an emergency reserve is one of the most important decisions for those who want financial stability.